How to File a Complaint Against a Fraudulent Person: आज के digital दौर में fraud के cases तेज़ी से बढ़े हैं।
Online payment fraud, fake calls, phishing, investment scams या identity theft — किसी भी रूप में fraud हो सकता है।
लेकिन fraud ka shikar hone ke baad सबसे बड़ा सवाल होता है:
👉 How to file a complaint against a fraudulent person?
👉 किस platform पर, कैसे और क्या documents चाहिए?
इस article में हम आपको India-specific, practical और easy steps में बताएँगे कि fraudulent person के खिलाफ complaint कैसे file करें — बिना confusion के।
First Thing First: Don’t Panic, Act Fast
Fraud ke baad:
❌ घबराना नहीं
❌ Delay नहीं करना
✔ जितनी जल्दी complaint, उतने ज़्यादा chances:
-
Money recovery
-
Fraudster trace hone ke
Step 1️⃣: Collect All Evidence (Most Important)
Complaint file karne se pehle ये details ready रखें:
-
Transaction ID / UTR number
-
Date & time of fraud
-
Fraudster ka mobile number / email / UPI ID
-
Screenshots (chat, call logs, payment proof)
-
Bank statement (if applicable)
📌 Strong evidence = strong case
Step 2️⃣: Inform Your Bank or Payment App Immediately
Agar fraud:
-
UPI
-
Debit/Credit card
-
Net banking
se hua hai, to:
✔ Bank helpline par call करें
✔ App ke “Report Fraud” option ka use करें
✔ Account / card block karwaein
👉 Early reporting se transaction freeze hone ka chance hota hai।
Step 3️⃣: File Complaint on Cyber Crime Portal (Online Method)
India me online fraud ke liye official platform hai:
👉 National Cyber Crime Reporting Portal
How to File Complaint Online:
-
Portal par jaakar “Report Cyber Crime” select karein
-
Fraud type choose karein
-
Details + evidence upload karein
-
OTP verification karein
-
Complaint number note karein
📌 Ye complaint legally valid hoti hai।
Step 4️⃣: Visit Local Police Station (Offline Method)
Agar fraud:
-
Large amount ka hai
-
Serious threat involve karta hai
to:
✔ Nearest police station jaakar written complaint / FIR file karein
Documents le jaayein:
-
ID proof
-
Fraud details
-
Cyber complaint reference number
Step 5️⃣: Complaint to Other Authorities (If Needed)
🔹 Banking Ombudsman
Agar bank response nahi de raha:
-
RBI Banking Ombudsman ke paas complaint
🔹 Consumer Forum
Agar fraud kisi service/platform se related hai
🔹 Company / Platform Support
-
E-commerce
-
Social media
-
Wallet apps
What Happens After Filing a Complaint?
✔ Police / cyber cell investigation start karti hai
✔ Fraudster accounts trace kiye jaate hain
✔ Funds freeze ho sakte hain
✔ Court action possible hota hai
📌 Sab cases me refund guarantee nahi hoti, but complaint zaroor karein।
Can You Get Your Money Back?
👉 Yes, sometimes
Conditions:
-
Immediate reporting
-
Funds not fully withdrawn
-
Bank cooperation
👉 Delay = recovery chances kam
Common Mistakes People Make
❌ “Amount chhota hai, complaint kyun karein”
❌ “Police kuch nahi karegi”
❌ “Shame ke kaaran ignore karna”
✔ Reality: Complaint se hi fraud chain break hoti hai।
Legal Protection in India
Fraud ke cases me apply hote hain:
-
IT Act 2000
-
IPC sections (420, 406, etc.)
Punishment:
✔ Jail
✔ Fine
✔ Account seizure
How to Protect Yourself in Future
-
OTP / PIN kabhi share na karein
-
Unknown calls aur links ignore karein
-
Strong passwords + 2FA use karein
-
Suspicious offers se door rahein
Conclusion
Agar aap poochte hain:
👉 How to file a complaint against a fraudulent person?
तो jawab simple hai:
✔ Evidence collect karein
✔ Bank ko inform karein
✔ Cyber crime portal par complaint karein
✔ Police support lein
Fraud ko ignore karna solution nahi hai।
Awareness + action = best protection
CyberAlert.in ka aim hai aapko legally aur digitally empowered banana — taaki fraudsters ke khilaf aap strong ho sakein।
🔹 FAQ / QnA Section
Q1. Can I file a complaint online against a fraudster?
Haan, cyber crime portal par online complaint possible hai।
Q2. Is FIR compulsory in fraud cases?
Large amount ya serious cases me FIR recommended hoti hai।
Q3. How much time does investigation take?
Case complexity par depend karta hai।
Q4. Can anonymous complaint be filed?
Certain cases me possible hai, lekin full details dena better hota hai।
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